If the contractor does not have the proper insurance coverage from both the WCB and a private insurance company, you could be held liable. This includes any small accident or mishap that happens on your property.
Why Coverage Matters for Homeowners and Clients
If you hire a contractor or subcontractor who isn’t covered by WCB (Workers’ Compensation Board) insurance, you’re not just risking a headache—you could actually become financially responsible for workplace injuries, compensation claims, or unpaid WCB premiums. Even a minor slip, trip, or fall could mean you’re on the hook for costs that go far beyond what you’d expect. In some cases, you might even have to provide coverage and pay premiums on their behalf. Protecting yourself with the right documentation isn’t just a formality—it’s your safety net against the risk of lawsuits and unexpected expenses.
WCB and Commercial Insurance are basic documents all painting companies should be able to produce to prove their competency and compliance.
Top Coat Painting is happy to provide you with peace of mind, knowing that you’re in good hands.
Our $5 Million general liability insurance provides coverage for property damage and bodily injury claims that may arise. Our coverage also offers property protection and ensures that any damage caused during the project is repaired or replaced. At your request, we will provide you with a WCB Clearance letter. This is part of Top Coat Painting’s guaranty.
Navigating the world of workplace safety can feel like tiptoeing through a minefield, but there are tried-and-true steps to keep your liability in check—and your mind at ease.
First, understanding workers’ compensation is key. This insurance isn't just a formality; it provides wage replacement, medical care, and rehabilitation if someone is injured on the job, all while protecting you from potential lawsuits.
Here’s how you can safeguard yourself and your business:
By following these steps, you can avoid unexpected legal headaches and keep the focus right where it belongs: on a job well done.
Top Coat Painting has full commercial liability coverage and is in good standing with our WCB insurance. That means we’re ready to help you paint your home. Contact us today through email, or call (250) 385-0478 for your free estimate and expert advice for your painting project.
Hiring Top Coat Painting is a smart choice! We’re fully insured with both WCB and general liability coverage, providing you with peace of mind. This allows you to focus on the transformation of your space without the worry and uncertainty.
We’ve done the work for you! Below you will find the most current and up-to-date WCB clearance letter – in good standing.
A WCB clearance letter is more than just a piece of paper—it’s your assurance that we’re in good standing with the Workers’ Compensation Board, with no outstanding debts or lapses in coverage. Here’s why it’s important:
With Top Coat Painting, you’re not just getting exceptional craftsmanship—you’re also getting the security and transparency you deserve.
We’ve done the work for you! Below you will find the most current and up-to-date WCB clearance letter – in good standing.
In Western Canada, provincial Workers’ Compensation Boards issue WCB clearance letters to confirm that a contractor is registered and in good standing. You can request or verify clearance through the following official organizations:
Each of these organizations provides a straightforward process for obtaining a clearance letter, ensuring your contractor meets compliance requirements for your protection and peace of mind.
Top Coat Painting is a professional commercial and residential painting company in Victoria BC. We keep up to date with our General Liability and Commercial Insurance to demonstrate transparency, professionalism and a commitment to responsible business practices.
Top Coat Painting is dedicated to ensuring the safety and protection of your home and property, and our employees. In over 20 years of successful interior and exterior painting, we have been known to be a trustworthy and reputable painting company.
Below you will find our commercial insurance policy of $5 Million to reassure that your home is in safe hands with our team.
Get a fresh WCB clearance letter for Top Coat Painting by clicking the WorkSafe BC Logo:
Top Coat Painting is a professional commercial and residential painting company in Victoria BC. We keep up to date with our General Liability and Commercial Insurance to demonstrate transparency, professionalism and a commitment to responsible business practices.
Top Coat Painting is dedicated to ensuring the safety and protection of your home and property, and our employees. In over 20 years of successful interior and exterior painting, we have been known to be a trustworthy and reputable painting company.
Below you will find our commercial insurance policy of $5 Million to reassure that your home is in safe hands with our team.
Get a fresh WCB clearance letter for Top Coat Painting by clicking the WorkSafe BC Website here.